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Friday, September 4, 2020
Free College Essays - The Theme of Punishment in Hawthornes The Scarlet Letter :: Scarlet Letter essays
The Scarlet Letter:â The Theme of Punishmentâ â â â â â â â â â â â â à à â â â â Hawthorne's The Scarlet Letter manages numerous subjects, the most ground-breaking being discipline. In this novel, Hester Prynne turns into a profoundly regarded individual in a Puritan culture by conquering one of the harshest disciplines, the red letter. This article on her chest; nonetheless, does the specific inverse of that which it was intended for. In the long run, Hester Prynne transforms all the chances against here because of her fearlessness, pride and exertion. Hester went past the stated aim of the law furthermore, did everything asked of here so as to demonstrate that she is capable. à à â â â â Hester turned out to be a serious mainstream needle worker, respected everywhere throughout the town of Boston for her work. Hester is humble in everything that she does. Hester herself wears just helpless garments while she weaves sublime works for the remainder of Boston. The main garment taboo to make was the wedding vail. How could a lady wearing the red letter make a dress that speaks to the estimations of marriage; having submitted sin as she did to be associated with the conjugal obligations of another couple. Despite the fact that she carries out the responsibility readily furthermore, infrequently ever thinks back to the horrendous past behind. The red letter was continually worn by Hester with pride and poise. Hester realized that what was done in the past wasn't right and that the red A was the best activity, therefor it is worn with a feeling of pride. à à â â â â The kid, Pearl, is a gift and as a token of her transgression. As though the red A were insufficient discipline there was a rascal of that terrible variety which would help Hester to remember what occurred in the past. The imp could have been offered away to Governor Bellingham yet Hester announced that Pearl is my happiness!...Ye will not take her! I will pass on first! Not an individual in Boston, nor Hester herself had a favorable opinion of the little kid and Hester would not release Pearl. Hester hauled the child around simply because it was an immediate reflection of her wrongdoing and to give away here transgression a role as uninhibitedly as that to part with it would be low and unreasonable to Hester and Pearl.
Tuesday, August 25, 2020
Gender Roles in United States Essay Example for Free
Sexual orientation Roles in United States Essay Sexual orientation job can be characterized as number of declared character quality and habits saw by guys or females in a given society.â Different culture forces an alternate arrangement of desires on people (faqs, n.d). Each culture has an alternate number of standards that they use to separate an ideal male or female with a flawed one. Who sets these sex jobs? Imagine a scenario in which one can't be the ideal male/female. Is it option to limit individuals to develop out of the apparent jobs into something that is completely inverse? For what reason is it expected that a female will remain at home to cook and clean while a man will be the sole bread worker of the house? A broad discussion has been continuing for quite a long time with respect to this point. Checking out us a business selling disposable cutter will show a man who is rough and very much fabricated and in a cleanser business will have a female who couldnââ¬â¢t be any prettier yet she despite everything does the ordinary things throughout everyday life. A magazine will consistently cover a top model and not a housewife. For what reason does media consistently shows excellent, impeccable build females and tall, attractive men, be it a promotion of food item or a house or any vehicles? Despite the fact that throughout the years, individuals are being worthy towards deviation in sexual orientation jobs. People are cooperating to comprehend and change in accordance with the move happening in sexual orientation jobs Women work connected at the hip with men to help living, media shows program covering ordinary individuals from the roads and the two sexes of a family are engaged with taking significant choices. This change will insubordinately bring about better condition at working environments, better climate at homes, better ways of life for the youthful age and a demeanor of equity will among the up and coming age. References Faqs. ââ¬Å"Gender Rolesâ⬠(Internet), www.faqs.org (Accessed on January 11, 2009) à â â â â â â â â â â http://www.faqs.org/wellbeing/subjects/8/Gender-roles.html
Saturday, August 22, 2020
Thirty Minutes Later: Are You Smarter Yet?
Every single night tons of individuals turn on their TVs and check out their preferred projects. The vast majority feel that this conduct is completely typical and that nothing is either especially acceptable or inconveniently awful about doing as such. Others really imagine that sitting in front of the TV can and some of the time makes you more astute. I feel that the general explanation ââ¬Å"tv makes you smarterâ⬠isn't explicit enough when discussing such an issue. I feel that some TV projects can assist you with increasing some information however I don't accept that all TV makes you smarter.So, does sitting in front of the TV make you more brilliant, more idiotic, or does it have no effect by any means? In Steven Johnsonââ¬â¢s paper ââ¬Å"Watching TV Makes You Smarterâ⬠he contends that sitting in front of the TV ââ¬Å"alters the psychological advancement of youngsters to improve things (291)â⬠. Implying that when youngsters sit in front of the TV it can he lper in the improvement of their psyches. More or less, he is stating that staring at the TV can really make an individual more intelligent. In his exposition, Johnson utilizes the mainstream demonstrate 24 to help his case. He expresses that ââ¬Å"to understand a scene of 24 you need to focus, make derivations, and track social relationshipsâ⬠(279).Johnson alludes to this as a component of what he calls the Sleeper Curve. Johnson accepts that the Sleeper Curve is the absolute most significant new power modifying the psychological advancement of youngsters today, and it is to a great extent a power for goodâ⬠(279). He concurs that the media may to be sure contain progressively negative messages however he doesn't imagine that is the best way to assess whether our TV programs are having a positive effect or not. In one piece of his paper, Johnson looks at the scholarly strain of watching shows like Frasier, and The Mary Tyler Moore Show to the physical strain of watching M onday Night Football.With that correlation he is essentially saying that the watcher doesn't need to consider the substance of the show so as to follow the storyline a similar way an individual doesn't need to really play football so as to appreciate a game. All through his article, Johnson even ventures to state that even ââ¬Å"badâ⬠TV has shown signs of improvement. To approve this point he discusses Joe Millionaire and The Apprentice.He talks about how all together how so as to win the show candidates needed to conquer certain snags, make sense of ââ¬Å"weak spotsâ⬠in the game, and use all that they figured out how to finish the lastâ challenge which normally contained a bend. This goes to state that on a superficial level it might appear as though these shows are anything but difficult to follow yet they contain shocks that may hinder what the watcher thought would occur. Johnson expresses that ââ¬Å"traditional account additionally trigger passionate association s with the charactersâ⬠(291). He clarifies this by discussing the to a great extent well known show Survivor, and how on the grounds that our feelings are included it turns out to be anything but difficult to cast a ballot somebody off the island rather than somebody else.I imagine that solitary particular kinds of TV programs makes you more brilliant, so part of me concurs with Steven Johnsonââ¬â¢s contention. I believe that individuals can take in things from particular sorts of shows. At the point when an individual watches appear on the Food Network, the individual will probably figure out how to set up another dish, or enhance a strategy that they are experiencing difficulty with. Another model would be when youngsters watch ââ¬Å"Dora the Explorerâ⬠. A few people may just observe a show like this as approach to keep youngsters calm and occupied.What they would acknowledge whether they really plunked down and viewed a scene or two is that kids can procure numerou s things like; shapes, hues, numbers, letters and even some Spanish, all inside the thirty moment runtime of the show. There might be a few sitcoms or unscripted TV dramas out there that you can gain from however I still can't seem to discover one that I took in an exercise from. The explanation I don't completely concur with his contention that TV makes you more astute is on the grounds that I think just particular kinds of shows make you more intelligent. I think in his paper he is alluding to all network shows and genres.I think he is alluding to all kinds in his contention since he doesnââ¬â¢t state that a particular class or show is prohibited. I don't figure an individual can take in anything from a football match-up, or a scene of Family Guy in light of the fact that, as I would like to think, these shows have the underside reason for engaging the individuals that watch them. Family Guy is a vivified arrangement about a family and the entirety of the insane circumstances t hey get themselves in to. Coincidentally, one individual from the family is a talking child. In Dana Stevensââ¬â¢ paper, Thinking Outside the Idiot Box, she glaringly can't help contradicting Johnson.She even ventures to taunt him saying, ââ¬Å"If sitting in front of the TV truly make you more brilliant, as Steven Johnson contended in an articleâ⬠¦ then I surmise I have to watch significantly more televisionâ⬠¦becauseâ⬠¦I could not understand Johnsonââ¬â¢s pieceâ⬠(295). I think this remark utilized logos since she is stating that since she wasnââ¬â¢t ready to comprehend Johnsonââ¬â¢s contention possibly she doesnââ¬â¢t observe enough TV. Obviously this remark was a mocking one. So as to make this point more clear she references the well known childrenââ¬â¢s show Teletubbies, saying that it is ââ¬Å"essentially an instructional exercise training little children the essentials of vegging outâ⬠(Stevens 296).She feels that the show 24 shows you nothing but to observe further scenes of the show. Stevens likewise expresses that Johnsonââ¬â¢s guarantee for TV as an instrument for mind improvement appears to be profoundly and cleverly sham (297). Along these lines, unmistakably Stevens is a piece of the gathering of individuals that don't think TV makes you more astute. I donââ¬â¢t think Stevens is thoroughly sitting in front of the TV. I think rather she is against people staring at the TV constantly and figuring it will make them more astute. She imagines that grown-ups should screen the measure of TV they watch, a similar way they screen the number f mixed beverages they expend at a bar.Stevens closes her paper by giving perusers an approach to test Johnsonââ¬â¢s hypothesis: ââ¬Å"National Television Turnoff Weekâ⬠(298). Regardless of whether the participantââ¬â¢s IQ doesnââ¬â¢t drop from not sitting in front of the TV, it would in any case offer peopleââ¬â¢s minds a reprieve from staring at the TV and offer them the chance to tune back in with genuine individuals, genuine issues, and reality. She additionally makes reference to a handheld gadget that can turn off any TV inside twenty to twenty-five feet. The contrast between this remote and some other remote as of now available is that this remote would be able to control all TVs inside its radius.Like with any new innovation there are the two advocates and adversaries. Advocates imagine that this gadget will reestablish harmony and smoothness to open places, for example, air terminals and transport stations. Rivals think this simply one more path for individuals to attempt to control their lives. I think the gadget is intrusive and controlling. In the event that individuals need to sit in front of the TV for twenty-four hours in a row, they are grown-ups and they ought to have the option to do that. This gadget identifies with the discussion about TV since individuals that think TV is observed an excessive amount of would n eed this remote to be used.But for individuals that think TV is valuable just as engaging, the utilization of this gadget would appear to be an intrusion of security. I am actually vacillating of this issue. I think some TV programs have instructive worth. I likewise figure individuals should observe less TV, and maybe get a book-which are demonstrated to make you more intelligent. I think shows, for example, Wheel of Fortune, Family Feud, and Who Wants to Be a Millionaire make you more intelligent in light of the fact that you canââ¬â¢t help however drench yourself in the show and attempt to find the solutions right.Even in the event that you find the solutions wrong, or never utilize the data you picked up, you ledge got the hang of something. Then again, I donââ¬â¢t think unscripted tv shows can show you anything by any means. Think about your preferred unscripted TV drama, presently take a couple of moments to cause a psychological rundown of the things you to have gained from watching that appear. On the off chance that you can consider anything by any means, the rundown is most likely extremely short. This is alright in light of the fact that the sole motivation behind TV isn't to teach individuals. I think TV should be looked for diversion purposes.If you were to take a survey of the network shows individuals watch all the time, a large portion of the appropriate responses would most likely be; Scandal, Teen Mom, and NCIS. These shows I would need to state contain next to no to nothing to show an individual. A few shows can even support awful practices and impact individuals to do awful things. Letââ¬â¢s take the well known MTV show Teen Mom for example; before the show initially debuted, when youngsters would get pregnant they didnââ¬â¢t think it was cool, or adorable, and they unquestionably were not posting pictures on Facebook with their pregnant friends.When high school young ladies saw the entirety of the acclaim the superstars were ge tting, it by one way or another enrolled in their psyches that on the off chance that they got pregnant at a youthful age they would by one way or another become the superstar, get paid for it, and carry on with a glad life. What they donââ¬â¢t acknowledge until itââ¬â¢s past the point of no return is that the greater part of the stuff on ââ¬Å"realityâ⬠shows are organized and counterfeit. One of my undisputed top choice shows was Jersey Shore, which was an unscripted TV drama about a gathering of outsiders living in a house together for various months.The show followed the entirety of the drinking, smoking, dramatization, and sex that went on in that house. What youthful adolescents appeared to overlook was that the individuals on that show were of lawful drinking age that were considered responsible for their own activities, so when they went out attempting to copy the cast individuals conduct they and their folks wound up in a difficult situation. This backings my ca se that some TV programs are for entert
Real Estate Purchase Essays - Real Estate, Investment,
Land Purchase Like such a significant number of things throughout everyday life, with regards to purchasing Real Estate, legitimate planning is one of the keys to progress. Try not to need to end up in a neighborhood you don't care for? Try not to need to make contract installments on a house in which you are awkward? Try not to need to burn through your time falling in love with houses you can't manage? In a word, plan! One of your most significant assignments will decide your requirements. It can assist with keeping away from either a frightful dissatisfaction or the agony of purchasing more house than you need (or can bear). Recognizing needs from needs will go far in forestalling costly errors in the house purchasing process. Build up some essential parameters what's more, stick to them. At the point when house chasing, it is anything but difficult to get influenced by the feeling existing apart from everything else - and end up with more house than will be monetarily agreeable. Do your home loan examination early. Chances are solid that you will be working with Real Estate Agents when you purchase a house. Before you go on a house search, acclimate yourself with how Agents work and above all, who they speak to. A great many purchasers have committed the gigantic error of expecting that the Operator with whom they were working spoken to them in the exchange, when, in reality, the Agent spoke to the vender. Deciding Needs Want to spare a ton of irritation and potentially a lot of cash when you purchase a house? Spend a hardly any hours deciding definitely what your needs are before you start your home search. Instances of NEEDS Examples of WANTS ? Enough area for open to living ? Covering shading, paint shading, outside shading, rooftop shading, and so on ? Enough rooms to oblige your family ? Pool or Jacuzzi (except if for clinical reasons) ? Sufficient number of restrooms ? Wood floors ? Eat-in kitchen ? Straight windows ? Carport or cellar for capacity needs ? Inherent amusement focus ? Parcel size to suit youngsters' play zone ? Metal lighting apparatuses ? Adjustment for Handicapped ? Bay windows ? Vicinity to a explicit school ? A pretty view Gameplan If you haven't just done as such, research your lodging needs and needs to figure out what sorts of houses you ought to consider. Realize who The Players are in a Real Estate exchange with the goal that you will realize who is liable for what. Get your budgetary picture in center as quickly as time permits. Get a duplicate of your Credit Report to check whether there are issues or disrepencies that you have to manage. Acclimate yourself with the home loan process. Get Pre-Qualified from a Home loan Lender. Do this first. Your Agent will require your home loan capability, and it will fundamentally reinforce your offer when you discover a home. At LendingTree, you can present a brisk application, and inside 2 business days get up to 4 proposals from loan specialists with the goal that you can analyze terms and rates. Discover an Agent that you trust. It is imperative to do this before you go surging off searching for homes or you may wind up with no portrayal. See the Agent Portrayal area for a significant conversation with respect to who speaks to whom. When you locate a satisfactory house, compose an agreement. Arrange your best arrangement. Make a proper credit application. Mastermind home investigation. Organize shutting specialist or lawyer. Make moving arrangements - for an imaginative and cash sparing way to deal with moving, click here. Secure last advance endorsement and responsibility from the loaning foundation. Do a last stroll through of the house. Last shutting and settlement. Move to your new home and start appreciating it!! The Players Real Estate is never purchased and sold on your own most by far of home purchasers enroll the administrations of a Real Estate Operator, a Lender, a Professional Home Inspector, and a Closing Attorney or Escrow Operator. Comprehending what each is answerable for will help your comprehension of the process and dispose of disarray as you continue. Venders: Familiarize yourself with dealer inspirations and brain research. Realtors: An Agent may or may not be your agent. an Agent will organize to give you houses that are accessible through a Multiple Listing Service. Without the utilization of an Agent, you will be constrained uniquely to those houses that are For Sale By Owner. The Agent will facilitate the offer, arrangements and the agreement of offer. Loan specialists: A wide term that alludes to the individual starting the advance to acquaint yourself with these moneylenders, regardless of whether they be banks, contract organizations, or representatives. Home Reviewers: Responsible for an entire house
Friday, August 21, 2020
Fair or unfair Case Study Example | Topics and Well Written Essays - 250 words
Reasonable or out of line - Case Study Example Checking workers for the time spent off undertakings without being educated, makes more clashes since representatives are additionally people and they become ill or family crises. Representatives ought to be educated with the goal that they know about all the outcomes of each activity submitted. The best method of improving this arrangement is illuminate regarding the observing procedure. As a representative, I am committed to keep the guidelines specified by the organization in which I work. It is a reasonable approach to have organization PCs and email accounts observed. It isn't unexpected to see a few representatives utilizing messages and PCs at work for improper exercises, for example, watching motion pictures and tattling on face book. Following representative action on comp-any PCs is the main successful method of guaranteeing that everybody works and badgering of customers or workers doesn't occur. Actualizing email strategies and friends PCs that ensure the protection of workers, customers and business interests is basic for all organizations (Paschal, Stone and Stone-Romero 503). As a Quality Textbook Inc salesperson, in a requesting work, it is just proper that the organization actualizes an arrangement that is reasonable. Having a vehicle and a telephone followed during the work hours is suitable, however after work hours is an out of line move. As indicated by Cainââ¬â¢s message in the digital recording, grasping innovation likewise implies that we grasp being followed. I concur that following of the vehicle and telephones to dodge infringement of organization rules and wastage of assets, for example, fuel is suitable, however the issue is following representatives during their non-work hours. On the off chance that workers are to be observed and followed, it ought to be done the correct way, which doesn't encroach on their protection (McNall and Stanton 230). Since it is indispensable to follow representatives for this organization, a modification of this strategy would be fitting. The arrangement ought to incorporate alternatives where representatives have the capacity
Friday, August 7, 2020
Using Tibetan Singing Bowls for Stress Relief
Using Tibetan Singing Bowls for Stress Relief Meditation Print Using Tibetan Singing Bowls for Stress Relief By Cathy Wong Medically reviewed by Medically reviewed by Richard Fogoros, MD on July 13, 2016 Richard N. Fogoros, MD, is a retired professor of medicine and board-certified internal medicine physician and cardiologist. He is Verywells Senior Medical Advisor. Learn about our Medical Review Board Richard Fogoros, MD Updated on February 03, 2020 How Stress Impacts Your Health Overview Signs of Burnout Stress and Weight Gain Benefits of Exercise Stress Reduction Tips Self-Care Practices Mindful Living Kimberley Coole / Getty Images Tibetan singing bowls are a type of bell that vibrates and produces a rich, deep tone when played. Also known as singing bowls or Himalayan bowls, Tibetan singing bowls are said to promote relaxation and offer powerful healing properties. Buddhist monks have long used Tibetan singing bowls in meditation practice. In addition, some wellness practitioners (including music therapists, massage therapists, and yoga therapists) use Tibetan singing bowls during treatment. Uses for Tibetan Singing Bowls People use Tibetan singing bowls for many purposes, including stress reduction and pain relief. Some people use the bowls in combination with other healing practices, such as meditation and deep breathing. Many proponents claim that the vibrations of a singing bowl can produce beneficial changes in the body by reducing ?stress, harmonizing the cells, and balancing the bodys energy system. Some also claim that Tibetan singing bowls can stimulate the immune system and produce beneficial changes in brain waves. Benefits Very few scientific studies have examined the potential benefits of Tibetan singing bowls, despite their long history of use. One of the available studies is a report from the Swiss journal Research in Complementary Medicine. For the study, 54 people with chronic pain originating from the spine were assigned to either six sessions of singing bowl therapy, a placebo treatment, or no treatment at all. Study results showed that members of the singing bowl group and the placebo group experienced a significant decrease in pain intensity. The studys authors also found that both the singing bowl therapy and the placebo therapy had a stress-reducing effect on participants. Given these findings, the studys authors concluded that singing bowl therapys effectiveness for pain relief could not be confirmed.?? A preliminary study published in the American Journal of Health Promotion in 2014 examined the benefits of starting a directed relaxation session with 12 minutes of singing bowls and found a greater reduction in systolic blood pressure and heart rate compared to silence before a directed relaxation session.?? How to Use a Singing Bowl To create sound with a singing bowl, firmly press the accompanying mallet in a circular motion against the bowls outside edge or rim. When you hear a bright, clear tone, you can slow down the motion. Use your full arm to make the motion, rather than just rotating your wrist. You can also make the same circular motion against the outside belly of the bowl. Additionally, you can gently strike the bowl before beginning the circular motion. Where to Find Tibetan Singing Bowls Widely available for purchase online, Tibetan singing bowls are also sold at some meditation centers, yoga studios, music shops, and stores that specialize in new age products. Proponents suggest that higher-quality bowls tend to produce more resonant sounds. The Takeaway Although there is little scientific support for the healing effects of Tibetan singing bowls, integrating the use of such bowls may help enhance the relaxing effects of stress management techniques like meditation, deep breathing, and guided imagery. Studies show that by lessening your stress, each of these activities may help boost your overall wellbeing.
Tuesday, June 23, 2020
Lloyds Banking Group In Later Half Of 2008 Finance Essay - Free Essay Example
If a bank shows any signs of financial weakness, the depositors would withdraw their funds, other financial institutions would stop lending and financial markets would refuse take its debt securities which would worsen it financial condition. Since the 2nd half of 2007, international financial crisis has resulted insecurity and instability and specially shattered the investors confidence resulting in liquidity shortages in international market. All the governments of the world injected huge amount of funds in financial institutions to resolve the liquidity problems and to boost the investors confidence. UK government injected à £37bn in financial institutions in late 2008. HBOS was one of them which was taken over by Lloyds Banking Group in later half of 2008. Banks share many common risks as other businesses do, but the major risks that affect the banking industry include Liquidity Risk; Market Risk; Credit Risk; Foreign Exchange Risk; Interest Rate Risk. Out of these many risks, main three risks have been explained relating to HBOS. LIQUIDITY RISK: HBOS liquidity risk is governed by the group liquidity statement, which identifies, manages, measures and monitor liquidity risk across the group and is approved by the boards. Liquidity risk management is the responsibility of Group Capital Committee (GCC), which reviews the policy on annual basis for its current and continuous relevance. Operational liquidity management is delegated to Treasury and Group Funding and Liquidity Committee (GFLC) is assigned to set limits and the specific guidelines for monitoring controlling liquidity. The Groups operations in the UK comply with FSAs Sterling Stock Liquidity approach which requires the bank to have sufficient liquid resources to meet its requirements in times of financial crisis. The group has daily monitoring and control processes in place to meet both statutory and prudential requirements. In addition to these: HBOS stress tests its potential cash flows mismatch under various scenarios on ongoing basis; It has a l iquidity contingency plan to identify the emergency liquidity concerns at an early stage, so action can be taken to avoid serious crisis developing. Since the start of recession in last quarter of 2007 during 2008, the group has been operating on full contingency arrangements including daily monitoring of funding and liquidity position weekly meetings to monitor and manage the balance sheet. At December, 31 The Groups portfolio of market asset was à £77.3 billion (2007, 67.0 billion) of which 39.5 billion (2007, 13.4 billion) is used for repo to save bank from liquidity crisis. The HBOS approachs for funding was focused on retail and other customers and wholesale sources. During mid September 2008, the group suffered deposits outflow which increased its reliance on wholesale funding. Due to the economic conditions, when there was not enough long term funding, HBOS sourced itself with short term and overnight funding resulting in increased refinancing risk. MARKET RISK Market risk is controlled across the Group by setting limits using a range of measurement methodologies. The principal methodologies are Net Interest Income (NII) sensitivity and Market Value (MV) sensitivity for banking books and Value-at-Risk (VaR) for trading books. All are supplemented by scenario analysis which is performed in order to estimate the potential economic loss that could arise from extreme, but plausible stress events. All market risk exposures are accumulated by Group Risk on monthly basis and submitted to the Group Market Risk Committee for review and portfolio assessment. INTEREST RATE RISK A key market risk faced by the Group in its non-trading book is interest rate risk. Interest rate risk arises where the Groups financial assets and liabilities have interest rates set under different bases or reset at different times. The principal Board limit for structural interest rate risk is expressed in terms of potential volatility of net interest income in adverse market conditions. Risk exposure is monitored using the following measures: Net Interest Income Sensitivity; Market Value Sensitivity; Group Market Risk Committee allocates the limits and sets risk tolerance for each division. Divisions usually hedge all significant open interest rate mismatch positions with Treasury. They are not permitted to take positions of a speculative nature. A limit structure exists to ensure that risks stemming from residual and temporary positions or from changes in assumptions about customer behaviour remain within the Groups risk appetite. Market risk in non-trading book s consists almost entirely of exposure to changes in interest rates. This is the potential impact on earnings and value that could occur when, if rates fall, liabilities cannot be re-priced as quickly as assets; or when, if rates rise, assets cannot be re-priced as quickly as liabilities.
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